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Why Get A Bitvotax BTC Loan?

It’s fast, secure, and easy to borrow crypto with impressive interest rates, and absolutely no collateral!
Use the funds to reach a financial goal.
SAME-DAY

Receive your funds on the same business day.

Crypto moves fast. We can fund you the same business day that your loan is approved. You just have to meet up to the eligibility and security requirements. It’s that simple.

PREPAYMENT

Pay back without any penalties

With a Bitvotax loan, you can pay off a portion or the entirety of your balance as early as you want. There are no prepayment penalties or fees when you pay early.

Increase your stack without selling

With a Bitvotax loan, you can borrow up to 90% of the value of your collateral pre-profit or provisional security.

You can use your crypto loan to buy a variety of different currencies & assets.

Broaden your portfolio or meet your financial goals.

Personalized rates for $100,000+ loans

Fill out the Qualification Form below. If you meet the qualifications, a member of our team will reach out.
FILL APPLICATION FORM

Learn more about Bitvotax's Security-Backed Loans

How Does a Security-Backed Loan Work?

Bitvotax offers BTC loans collateralized by your investment presence & history, and secured by your location or other crypto collateral. What does that mean? Well, we give you Bitcoin (BTC), Ether (ETH), or Tether (USDT), and you give us specific data as security for repayment. It’s really that simple. Clients can apply for a loan in less than 2 minutes and be funded in Bitcoin (BTC), Ether (ETH), or Tether (USDT), directly into their Crypto wallets in as few as 90 minutes to 3 business days. Cool, right?

How Collateral Changes Can Lead to a Margin Call

If the value of your collateral significantly decreases, a crypto margin call may occur. Crypto margin calls are calculated based on the LTV (loan-to-value) rate outlined in your loan agreement. A margin call can happen when the value of your collateral drops, increasing the LTV of your loan. In the event of a margin call, you will have to add more collateral to your account to maintain a healthy LTV ratio. The first margin call occurs at a 70% LTV. At this point, you have 72 hours to take action by posting additional collateral or paying down the loan balance. We will keep you informed if your LTV starts to near the 70% mark so you can take action preemptively.

If your margin is not cured within 72 hours or your loan hits LTV of 80% or above (even within the 72 hours), we may liquidate, at our sole discretion, a portion of the collateral to bring down your LTV to a healthy level.

What is the Loan-to-Value (LTV) Ratio

LTV (%) = Loan Amount ÷ Value of Collateral.

A loan’s LTV (loan-to-value) ratio determines the amount of crypto collateral you need to post in order to take out a loan. This number only applies when you’re getting a collateralized loan. These types of loans require clients to give the lender an asset, in our case digital currency, to hold until their loan is paid off. Once the loan is paid off, you’ll receive the full collateral back.

How to Make Major Purchases with a Crypto-Backed Loan

One of the most common questions crypto users have is whether they can make a major purchase, like buying a house or a car, with their crypto assets. The answer can be complicated, as many mortgage providers don’t accept crypto as collateral. One possible solution is using crypto-backed loans to secure cash that can be put toward a major purchase That’s right: You can now leverage your crypto holdings to borrow cash you can use to meet a wide range of financial goals. These include making a down payment on a home, investing in real estate, purchasing a car, funding a business, making home renovations, or refinancing high-interest debt, among other purposes.

Apply For A BTC/Crypto Loan

To get started, be sure to check for further information on your securities, collateral, and eligibility status with a licensed financial consultant assigned to you by the Bitvotax team. You can quickly do that by sending a message via the live chat widget at the bottom right corner of your screen and our team will respond to you.

After double-checking, please proceed to fill out the form below accurately.

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